Required Minimum Distribution (RMD) Calculator

Mandatory withdrawals from retirement accounts.

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RMD Calculator

Required Minimum Distribution from traditional IRAs and 401(k)s. RMD age is 73 (for those who reach 72 after 2022).

Your age (or age at end of year)

Account balance on 12/31 of prior year ($)

Estimated RMD for this year

$18,867.92

Using IRS Uniform Lifetime Table. Verify with your plan or IRS.

What is it?

Required Minimum Distribution (RMD) is the minimum amount you must withdraw from certain retirement accounts each year after age 73 (or 72). An RMD calculator estimates that amount.

How it works

Enter your account balance and age (or use the IRS life expectancy table). The calculator estimates your RMD for the year. Rules change; verify with the IRS or a tax advisor.

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