Debt Payoff Planners

Snowball vs avalanche payoff methods.

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Debt Payoff Planners

Snowball: pay smallest balance first. Avalanche: pay highest interest first.

Extra payment per month ($)

Balance ($)

APR %

Min pay ($)

Balance ($)

APR %

Min pay ($)

Balance ($)

APR %

Min pay ($)

Snowball (smallest first)

~31 months

Total interest: ~$2,556

Avalanche (highest APR first)

~26 months

Total interest: ~$1,918

What is it?

Debt payoff planners compare strategies like snowball (smallest balance first) and avalanche (highest interest first) to show how quickly you can become debt-free.

How it works

Enter each debt's balance and interest rate. The calculator shows payoff order and timeline for each method so you can choose the approach that fits you.

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