Loan Comparison & Refinance Calculator

Compare loan offers or analyze refinancing.

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Loan Comparison & Refinance

Compare two loans (e.g. current vs new) or two offers. Optionally add upfront fees.

Loan A (e.g. current)

Principal ($)

Rate (%)

Term (years)

Upfront fees ($)

Monthly: $1,330.6

Total cost: $4,79,018

Loan B (e.g. new / refinance)

Principal ($)

Rate (%)

Term (years)

Upfront fees ($)

Monthly: $1,199.1

Total cost: $4,34,676

Comparison

Loan B costs $44,341 less in total.

Monthly difference: $131.5 (B is lower)

What is it?

A loan comparison and refinance calculator lets you compare two or more loan offers side by side, or see whether refinancing your current loan would save you money.

How it works

Enter the details of each loan (amount, rate, term, fees). The calculator shows monthly payment and total cost so you can choose the best option or see refinance savings.

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