APR & APR Advanced Calculator

Annual Percentage Rate including fees.

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APR Calculator (with fees)

Approximate APR when fees are included in the loan.

Principal ($)

Nominal rate (%)

Term (years)

Fees ($)

Approximate APR

5.49%

What is it?

APR (Annual Percentage Rate) is the yearly cost of borrowing, including interest and certain fees. It gives you a clearer picture than the interest rate alone when comparing loans.

How it works

Enter the principal, nominal interest rate, term, and any upfront fees. The calculator estimates the effective APR, which reflects the true cost when fees are included.

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