Post Office MIS (POMIS) Calculator

Monthly interest; single ₹9L, joint ₹15L max.

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Post Office Monthly Income Scheme (POMIS) Calculator

Interest paid monthly. Single max ₹9L, joint max ₹15L. 5-year maturity. Resident Indians only.

Deposit (₹) — single max ₹9 lakh, joint max ₹15 lakh

Interest rate (% p.a.)

Interest is taxable. Premature withdrawal after 1 year with penalty (2% before 3 years, 1% before 5 years).

Monthly interest payout

₹3,083

Annual interest: ₹37,000

Total interest over 5 years: ₹1,85,000 · Principal returned at maturity: ₹5,00,000

What is it?

This calculator helps you with financial estimates and planning. Results are for education and illustration only, not professional advice.

How it works

Enter your numbers in the fields above. The tool will compute results based on standard formulas. Use the results as a starting point and consult a professional for important decisions.

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