NPS (National Pension System) Calculator

Market-linked pension corpus and lump sum at 60.

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National Pension System (NPS) Calculator

Market-linked returns. At 60: 60% lump sum tax-free, 40% annuity. Tier I locked till 60.

Monthly contribution (₹)

Existing corpus (₹) — if any

Expected annual return (%)

NPS historical range ~9–12% depending on allocation.

Years to retirement (e.g. till 60)

Estimated corpus at retirement

₹61,66,624

Total contributed: ₹15,00,000 · Growth: ₹46,66,624

60% lump sum: ₹36,99,975 · 40% annuity: ₹24,66,650

What is it?

This calculator helps you with financial estimates and planning. Results are for education and illustration only, not professional advice.

How it works

Enter your numbers in the fields above. The tool will compute results based on standard formulas. Use the results as a starting point and consult a professional for important decisions.

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